What does ATM stand for in texting and online chats?

[elias]

I keep seeing ATM in texts, social media, and chats, but I’m not sure what it actually means. Can someone explain what does ATM stand for and give examples of how it’s used both in casual conversation and online messaging?

 

[Diego]

In texting and online chats, ATM usually stands for “at the moment.” It’s used to describe what someone is doing, feeling, or thinking right now. For example, “I’m busy ATM” means “I’m busy at the moment.” Less commonly, ATM can also mean “automated teller machine,” but in casual messages, it typically refers to the current time.